A new benchmark in fixed-income portfolio management, our Fixed Income PMS is designed for HNIs, UHNIs, family
offices, and institutions seeking tailored strategies, transparency, and a client-centric approach—striking a
fine balance between risk and returns.
Offered by Bandhan AMC—one of India’s largest fixed-income asset managers—Fixed Income PMS leverages over two
decades of experience and expertise to deliver solutions beyond conventional market offerings.
Guided by the F.I.X.E.D. Investment Framework
• Flexible Allocation: Flexible allocation across duration, credit, and market segments to
align with investor profiles.
• Income Focus: Prioritises accrual-based returns through steady coupon income while
minimising volatility.
• X-Ray Analysis: Blends macro analysis with bottom-up security selection, integrating
tactical factors for optimal yield and credit positioning.
• Enhanced Risk Management: Adopts robust protocol for mitigating risks. Follows a rigorous
approach to credit selection, with the ability to make decisive & timely adjustments.
• Delivering Stability & Alpha: Aim for resilient portfolios that withstand market cycles
while seeking to generate alpha
With our differentiated strategies, you gain access to an evolved, disciplined approach to navigating
fixed-income markets.

In our Fixed Income PMS offerings, we don’t believe in one-size-fits-all solutions. Your portfolio should be personalised yet solid, like your aspirations. That’s why we offer a suite of differentiated strategies—designed to help you manage liquidity, generate consistent income, and optimise returns. Whether you prioritise liquidity, steady accrual, or long-term capital preservation, our Fixed Income PMS provides a range of tailored strategies to align with your unique financial objectives.

Money Market Solutions
High-Rated Segment

Moderate-Rated Segment

Short to Medium-Term Solutions
High-Rated Segment

Moderate-Rated Segment

Long-Term Solutions
High-Rated Segment




Bhupendra Meel
Head - Alternates (Fixed Income)
Bhupendra Meel heads the PMS & Alternatives - Fixed Income business at Bandhan AMC. With over two decades of experience in Indian capital markets, he has held diverse roles across sales, investment advisory, market strategy, products & research, and fund management, covering multiple market segments. His expertise lies in fixed income markets, investment analysis, portfolio and risk management, and portfolio optimisation.
Before joining Bandhan AMC, Bhupendra led the fixed income set-up at Deutsche Bank India – IPB, managing multiple fixed income strategies under Discretionary Portfolio Management. Prior to that, he spent four and a half years at Kotak Bank (Wealth) as Head of Fixed Income Strategy, advising clients and overseeing the performance of the bank’s fixed income assets. He also worked at RBS Coutts as a fixed income specialist for private banking clients in India. His earlier experience includes managing multi-asset model portfolios, institutional and corporate debt advisory, and investment advisory for retiral trusts.
Bhupendra holds an MBA from the Goa Institute of Management (2004), a PGDMM from the Department of Business Administration, Jaipur, and a BBA from Sardar Patel University, Gujarat.

